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Perhaps its my lack of perspective having lived only the in the US, but I'm trying to get my head around how an economic system without usury/lending would function. Perhaps someone can provide an example?

And, yes, perhaps its not fair to equate lending with usury as the common definition of the latter is essentially that its lending with unreasonably high interest rates. But that definition is squishy. What is "unreasonable"? Surely some interest is warranted as the lender is taking risk?

Looking forward to the comments on this one. :D

Perhaps its my lack of perspective having lived only the in the US, but I'm trying to get my head around how an economic system without usury/lending would function. Perhaps someone can provide an example? And, yes, perhaps its not fair to equate lending with usury as the common definition of the latter is essentially that its lending with unreasonably high interest rates. But that definition is squishy. What is "unreasonable"? Surely some interest is warranted as the lender is taking risk? Looking forward to the comments on this one. :D

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[–] • 2 pts

No lending and no interest means no usury.

You save. You purchase with savings. Pretty simple.

[–] [deleted] • 0 pt

So here's the thing...that would mean that only families with extreme wealth, who could afford to take a hit, could take any risk on anything innovative that might not pay out in a short amount of time. That seems like it would really stifle innovation and new ideas. For all the downsides of lending, it does sometimes get funds into the hands of people who are creative and ambitious but without capital.

[–] • 0 pt

I own a business. I have no debt. I started at a flea market and slept in a car for 2 years.

[–] [deleted] • 0 pt

I worked three jobs concurrently to save money for college. We are outliers. Pareto.