I go used. Learn about what to look for when buying. Tractor Mike videos on shittube are good. Figure out if you want diesel or gas. Diesel has less to go wrong due to reduced complexity, but is generally more expensive when something does. They also can be a pain in extreme cold when diesel gels and you have to use an anti gel or wait for another day to use it. Check if you can find or buy a manual as that's very useful. Plan to change fluids and filters when you buy it. Bring a voltmeter to verify the alternator works, check ground for leaks, bring cardboard to put under it to check for runtime leaks when you start it. Cracked tires are OK as long as they aren't too bad. Tires are expensive and a big job. Drive it through all gears. Check for overheating and non working gauges.