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I am pushing to move my family from Canada to the US to because I am suffocating here.

But I have to spend the week or two with extended family, many of which work in the healthcare industry. I wanna know how much I would expect to pay out of pocket for health insurance/hospital visit etc.

For Americans, if you don't know, Canadians pride themselves above Americans for three things:

  1. Healthcare being taxpayer funded and therefore "free". Even though it sucks literally shit through a straw and takes 2 years to get an MRI appt. Mostly based on that old Michael Moore documentary.

  2. Milk quality. They made us watch some movie in school about how American milk was actually pus and not milk. Milk standards are almost equivalent between the two countries so idk where this comes from unless everyone believes the propaganda from childhood.

  3. International "likeability". American tourists are hated but everyone likes Canadians! Might be true, but fucking who cares what third worlders think...

Reading online, people are saying $600 per person per month... Holy fuck that can't be true. If you put away 3000$ a month (5 person family) and didn't get insurance, you could fly to Colombia every month, get treated there and fly back, first class.

I wanna know real numbers from actual human beings.

I am pushing to move my family from Canada to the US to because I am suffocating here. But I have to spend the week or two with extended family, many of which work in the healthcare industry. I wanna know how much I would expect to pay out of pocket for health insurance/hospital visit etc. For Americans, if you don't know, Canadians pride themselves above Americans for three things: 1. Healthcare being taxpayer funded and therefore "free". Even though it sucks literally shit through a straw and takes 2 years to get an MRI appt. Mostly based on that old Michael Moore documentary. 2. Milk quality. They made us watch some movie in school about how American milk was actually pus and not milk. Milk standards are almost equivalent between the two countries so idk where this comes from unless everyone believes the propaganda from childhood. 3. International "likeability". American tourists are hated but everyone likes Canadians! Might be true, but fucking who cares what third worlders think... Reading online, people are saying $600 per person per month... Holy fuck that can't be true. If you put away 3000$ a month (5 person family) and didn't get insurance, you could fly to Colombia every month, get treated there and fly back, first class. I wanna know real numbers from actual human beings.

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Most Americans don't know what their health care costs, because it is included in their employment benefits or provided by the state. I don't know because our health benefits come from my wife's job, where she's covered with no out of pocket, and the out of pocket to add me is around $125/mo. If I covered us both at my job, it would be about $300/mo out of pocket, or $200 for just me. This is all the out-of-pocket cost, not the ACTUAL cost including what the employer pays and applies to your headcount.

If you are worried about it, you can get Traveler's Insurance pretty cheaply. It will get you health coverage while you are here, and also cover things like your costs if you trip gets cancelled.

It is illegal in the US for a hospital to turn you away with a potentially life-threatening or crippling condition. If you end up in the hospital, they might try to send you a $50K bill, but there is no way for them to collect it once you are back in Canada, and not much of a way to collect it if you were American, which is one of the reasons the "price" is so high -- they have to account for all the people who pay zero.

According to what I can find, the average US premium is just under $400/mo, with $1200/mo for a family of four.