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I’ve been out of debt for about a decade and never really ever took much on in the first place. I own my vehicle outright and have a decent savings. I had put some saving into crypto but it looks like that was a waste because it’s going to just get Jewed all to hell (see infrastructure bill) because the US wants to cling to its fiat. Is the answer to just buy a cheap piece of shit and fix it up? I don’t really have those skills but I guess I could slowly learn them.

Not to mention that merely saving money is futile because hyper inflation is probably going to wipe most of those hard earned savings out. So, I guess you could put your money in a brokerage fund and disperse it over a few decent vanguard ETFs, for example, though that could also implode eventually. I’m just starting to get the sense that there isn’t much point in trying to crawl out of semi-poverty and to just enjoy your life as much as possible.

One thing seems certain to me. No matter how many innovations whites try to implement such as crypto and alt-tech, Jews and leftists are just going to sabotage the little guys trying to get a leg up.

I’ve been out of debt for about a decade and never really ever took much on in the first place. I own my vehicle outright and have a decent savings. I had put some saving into crypto but it looks like that was a waste because it’s going to just get Jewed all to hell (see infrastructure bill) because the US wants to cling to its fiat. Is the answer to just buy a cheap piece of shit and fix it up? I don’t really have those skills but I guess I could slowly learn them. Not to mention that merely saving money is futile because hyper inflation is probably going to wipe most of those hard earned savings out. So, I guess you could put your money in a brokerage fund and disperse it over a few decent vanguard ETFs, for example, though that could also implode eventually. I’m just starting to get the sense that there isn’t much point in trying to crawl out of semi-poverty and to just enjoy your life as much as possible. One thing seems certain to me. No matter how many innovations whites try to implement such as crypto and alt-tech, Jews and leftists are just going to sabotage the little guys trying to get a leg up.

(post is archived)

[–] • 1 pt

Taking out a home loan isn't a bad idea in the face of hyperinflation. In two years your loan won't be shit when the dollar is worth 1/3 as much as it is today. It's going to create another market crash when banks are effectively losing money on loans they issued. Cohencidentally, that will be when the dollar is converted to a CBDC.

[–] [deleted] • 1 pt

This is Ponzi. Buy a house, preferably away from blacks, mestizos and other cursed like these, store food and water, if possible create and plant your own food and have your own water too.

[–] • 0 pt

What’s a ponzi? Debt? I know that. But how does one acquire a decent house debt free. Everything I’ve bought in the last 10 years was paid in full. I have a near 800 credit score so I could easily get a house right now and have a good amount of savings, but I don’t want to feed kikes like 3% interest of 80k or whatever. Should I just buy a cheap piece of shit in rural area?

[–] [deleted] • 1 pt

"Should I Just Buy a Cheap Piece of Shit in Rural Area?" Yes, and you will see that it was the best choice of your life. Stay on this earth and do not fall anymore in illusions. And thanks to God for that.

[–] • 0 pt

When do you retire? Are you alone? How old are you? Do you have children? What city do you live? Where do you work?

All these are answers you can give.

You don't want to commute far if you work.

And if you cam work from home.. Then you can fuck off Anywhere.

If you arr planning on retire you may be a. Bit more focused on luxury instead of location. Maybe buy near some beach or Whatever.

Do you care about other people? There are little towns were people literally open your door in the morning to wake you up for coffee or whatever.

If you are a Doomer Like Everyone in here seems to be, find a location with like minded people. The type of location thst expects BLM terrorists with loaded guns.

[–] • 0 pt

Move to Siberia, build a log cabin

[–] • 0 pt

You would be surprised at how much food you can grow on even a small plot of land. Lots of food can be grown up rather than out (tomatoes, cucumbers, pumpkins, etc) and preserving food is pretty simple once you get started.

But keep in mind that unless it's super crazy cheap and/or you have a hell of a great amount in savings, you're almost definitely going to need a loan. Because no one can be evicted, and banks and China are buying up land and homes as fast as they go on the market, the supply is not meeting the demand, and prices are outrageous pretty much everywhere. Just get the shortest term loan possible (10 or 15 year most likely) and make extra principal payments each month to reduce the amount you owe as fast as possible.

There are a few places out there where you can get land for free, but you typically have to commit to building within a certain time frame. Lumber prices have gone down considerably recently (in most areas), but are still higher than they should be. There's also the issue of a potential multi-state move to get the free land, so it also depends on the work you do and how easy it is to relocate.

[–] • 0 pt

Do you think it might be a good idea to wait and see if the prices come down or are they only going to go up from here?

[–] • 0 pt

It's a huge effort to grow food and it's "in for a penny, in for a pound" due to huge economies of scale. Crops vary by region and season, so preservation is a second job. Not trying to be a downer, but you guys need to take a hard look at reality and history. Don't be dumb. It's far more efficient to work a minimum wage job and buy raw grains than to produce those grains yourself unless you have sufficient capital to begin with. And if you did, you would do best in a monoculture, which is basically specialization. You can't research all the diseases and requirements of every plant and animal as well as partition your land to handle it. You can as a hobby, accepting suboptimal production of course.

[–] • 0 pt (edited )

Wait a minute. All you have to do is put a seed in the ground and cover it with dirt. Right. Ha. You’re right friend. Growing food is a second job...at least if your goal is to preserve food. Two tomato plants, a cucumber plant and a squash plant, that’s doable for the hobby gardener. Even then, it’s a huge learning curve. But if you’re trying to manage survival gardens, it a job all by itself. Growing multiple types of vegetables is not easy in the slightest bit. “I’ll grow tomatoes and can them”, you say. Well to end up with 10 quarts of tomato sauce you need about 36lbs of tomatoes. Thats a lot of tomato plants, a lot of maintenance, everyday picking, for me every other day canning tomatoes. Throw in green beans, potatoes, etc. it doesn’t stop. Don’t get me wrong. I enjoy the learning curve. All this to say, [OP] start growing food right now, no matter where you are, where you live. You may not be able to grow a lot, but you will be learning. Trust me, to manage a successful survival garden can be fucking complicated.

[–] • 0 pt

When interest rates go up and housing opens up (both apartments and homes), prices will go down. But I don't know how much they'll go down, or how long it will take for that to happen. Right now is the perfect storm of low inventory, low interest, and people wanting to get the fuck out of the cities.

Do you know where you would want to buy a home? Do you know when you want to buy a home or how much you want to spend?

I'd work on figuring out those two items first and foremost. After you know those parameters, start looking for a relator. Not all relators are created equally, I have met some great ones and some really shitty ones. Find one who is willing to talk you OUT of buying a home.

[–] • 0 pt

They crash end of September when lockdowns return and inter state travel is closed. Be sure to be in the state you want to be in before then.

(Road trippin to Texas in 3 weeks myself)

Buy up cheap in December.

[–] • 1 pt

Nice! I’ll be on the lookout.

[–] • 0 pt

Don't let the idiots here convince you that taking on a low interest mortgage to buy a home is somehow you getting jew'd. There are very few ways to acquire wealth more quickly than real estate. The interest rate reflects the risk the lender takes in lending you hundreds of thousands of dollars.

Not to mention, your other option is to rent, which is even worse because you aren't building your own equity, you're building it for someone else.

There are down payment assistance programs that even white guys qualify for in most states and the down payment assistance funds are usually lent interest free anyways.

My advice would be to save up about $5000 to $10,000 if possible and become a home owner.

[–] • 1 pt

Thanks, brother. I’ve got the savings then already.

[–] • 0 pt

Lumber is through the roof currently so building a house will cost you more than it should. Consider renovation, that way the main structure is there already. Home repair isn't hard, most things you can just learn as you go.

[–] • 0 pt

Home repair isn't hard,

HAHAHAHAHAHAHAHAHAHA!!!! most people can't read a tape measure or drive a fuckin nail.

[–] • 0 pt

Actually you're right. I remember taking shop in high school. They actually had to go over how fractions work and how a measure is used. It made me feel retarded but people actually had questions about it. I once saw a particularly dumb girl try and cut a piece of 80 grit sand paper with a hand saw (grit side up too). Later on i was trying to cut something and realized the saw was dull as fuck. Obviously you can guess which saw it was.

[–] • 0 pt

Ah, HS shop class, where we spent most our time making hash pipes...I made one shaped like a cock for my GF, it was a big hit