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[–] 2 pts

They are referring to one percentage point on a scale of some predefined numerical (account/loan/investment) value. For example in a mortgage loan, one point would be one percent of the total value of the loan.

Its really just a way to convolute the distinction between "value" and "price" so that most people can't understand price fluctuations over time.

[–] 0 pt

No, a price point was the determined price that a good or service would optimally generate the most profit based on a supply-demand model.

[–] 0 pt

I thought it was the unique solution to a supply demand model, not a maxima.

[–] 0 pt

Yea, you are right, that's the basic macroeconomic supply/demand definition from a price analysis curve. I guess I assumed the question to be asking about financial and money lending institutions use of the term since "point" that often confuses a lot of first time home buyers and amateur investors.

[–] 0 pt

points like shares of a group gamble or a mafia crime job