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Everywhere I look, the prices are absolute insanity. I mean, yes, they are expensive and if you're lucky you can get crumbs from the kike manipulation of the markets. If you're unlucky, you essentially have a very expensive, down under mortgage. But recently, the housing prices come off as slavery. These clearly 250,000 housing units are being sold for 500 or more, and its like how the fuck does anyone afford this stuff?

Everywhere I look, the prices are absolute insanity. I mean, yes, they are expensive and if you're lucky you can get crumbs from the kike manipulation of the markets. If you're unlucky, you essentially have a very expensive, down under mortgage. But recently, the housing prices come off as slavery. These clearly 250,000 housing units are being sold for 500 or more, and its like how the fuck does anyone afford this stuff?

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[–] [deleted] • 3 pts

And you can put 3 or 5% down then pay through the ass with PMI.

[–] • 1 pt

Here’s an idea: have a cheap reliable phone, a cheap reliable used car, look for discounts on everything you NEED, stop drinking alcohol and smoking cigarettes, hunt/fish/cook your own food always, and save / invest at least 10% of your income.

Stop spending like a bath salt high nigger and you will save enough for a 20% down payment faster than you think.

Not that the system isn’t a kiked out fuckery, but still, take some personal responsibility for your own destiny, it’s how White people do it.

[–] • 9 pts

You've managed to solve absolutely none of the real issues being discussed here with that response...congrats!

[–] • 0 pt

And where are YOUR great ideas?

[–] [deleted] • 0 pt

So you don't think PMI and 3.x% interest (tax deductible) on 15 to 17% of the property price is cheaper than the rent for the amount of time it takes to save up 20% down payment at 10% of your income, which incidentally wipes you of all the cash you've saved for 6-10 years?

Do it cuz ur white

Fucking hell take a personal finance class

[–] • 0 pt

Those are necessary and competent suggestions. A person following them will have a better life than a person not following them.

In my area property values are rising st roughly my salary, per year. I'm not kidding. 5 years ago, a property valued at 240,000 is now 450-500,000

These are single bedroom apartments in a 3 story apartment building

[–] • 0 pt

Agreed, it is bonkers and everyone is wise to not buy right now. Market is at peak, patience pays.