Red lining was used to denote high risk financial areas. It applied equally to white areas too if they had high crime. If you map these areas today they will of course disproportionately highlight low income, high crime areas. Which is majority non-white. But, it is going to cover people who otherwise are credit worthy. Both white and non-white. Obviously those policies made it easy to abuse. I'm sure it was. Today the real problem is people who are not credit worthy are provided credit and we are all supposed to absorb the hit. Thats equally racist and discriminatory against whites and especially males. As it disproportionately forces white males to pay for non-white and female defaults. Very unfair. Frankly, in a white country, it's much more fair for non-whites to carry the burden of discrimination than it is for whites to carry the discriminatory burden of guests (non-whites). I would expect the inverse for non- white counties. Which is universally true today. It's only fair the people of that country benefit from their own country. Unreasonable to demand those not of that country unfairly benefit on the backs of those of that country. That is racist and discrimination. Though, of course, we're all indoctrinated to believe thats the definition of fairness - systemic discrimination against whites and especially white males.