Just clicked in to say "you make it yourself". Well said.
There is a lot of philosophy behind why this works. Disregarding the benefits of higher quality work when you make something for yourself, the question becomes a financial comparison: 'can you make something for less time than it takes you to work to pay for it?' The answer varies a lot depending on how much you earn, where the less you earn, the more you have to do yourself (which is why our great-depression era grandfathers were so hardened).
The answer starts yielding intriguing results when you start considering e.g. houses, where a man can, working mostly solo (e.g. help only during framing / roofing) and weekends only, build a 2500 sq ft house in about 7 years, while it takes him over 30 to pay for one.
No he can't. You need to get approved plans in order to get the building permit with inspection every step of the way and inspectors hate people who do it themselves.
I thought as you did at one point; the math really does work out in your favor if you build yourself.
You need to get approved plans in order to get the building permit
This doesn't increase the years or number of men it takes to do the job. Generally, the approval process takes 4 weeks if all is well, and can be as much as 2-3 months if they find things they don't like and tell you to take it back to the engineer. Look it up in your locale - you'll be surprised.
with inspection every step of the way
Apparently, you can hire inspectors who can check for code compliance with more than one code at once. Even if you didn't, inspection takes less than a day for a typical house.
The man spends 1/3 of his income on it over 30 years. And he still has to buy a lot, permits, impact fees, and materials if he builds himself.
And he still has to buy a lot, permits, impact fees, and materials if he builds himself.
This doesn't offset the massive cost savings. Generally, there are significant savings just from hiring your own general contractor to build your own design, and for the more capable, you can be your own GC, hire your own subcontractors, and save much more.
The most savings go to the man who builds his own, and the savings are disproportionate, because of jewish lending practices (and how it affects housing prices).
thats why you dont get permits
That's the best scenario. Of course they'll just fine you and put liens on your property until they own it, but you'll kill them all when they come to evict you. And you'll keep killing and winning until there are no more taxes and you make the laws. Again, best scenario.
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