Absolutely not. Sell your house before they foreclose. 100% better. Borrow 10k off a friend, use your car as collateral if you have to. Pay your mortgage for two more months and sell it at a fair market rate. As long as your mortgage isn't new, the cost of cancelling it isn't that bad. Only if your neighborhood got recently niggerified and your house ain't worth what you bought it for is it not better to sell it on your own.
Worse case scenario, while some shit contractor was fixing up your house he left his propane torch on in a pile of wallpaper and yikes.
You have won .
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