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My car insurance is $130 a month and I'd like to get something cheaper. I'm also still looking to have liability coverage/umbrella policy that helps cover me in the event of a lawsuit

I also don't have a lot of money or the ability to make more than what I have due to college*

*Regarding college, I'm getting a Business Administration AA and BS so that I can get a job easier in banking. I also have work experience that will go with my degree. I'm eventually going to law school once I graduate. Kind of wishing I was going for music but I doubt I'd be able to get work with that. But yes, I'm aware college is a scam and I myself am not a fan. I go to a local college, saving myself a lot of money

My car insurance is $130 a month and I'd like to get something cheaper. I'm also still looking to have liability coverage/umbrella policy that helps cover me in the event of a lawsuit I also don't have a lot of money or the ability to make more than what I have due to college* *Regarding college, I'm getting a Business Administration AA and BS so that I can get a job easier in banking. I also have work experience that will go with my degree. I'm eventually going to law school once I graduate. Kind of wishing I was going for music but I doubt I'd be able to get work with that. But yes, I'm aware college is a scam and I myself am not a fan. I go to a local college, saving myself a lot of money

(post is archived)

[–] • 2 pts

Better Call Paul!

[–] • 2 pts

I've got a little bit of knowledge on this subject for reasons I will possible tell you guys later.

First you don't have a degree, you are under 25 most likely, and you are a male. So long story short you are fucked all those things go in to calculating your rate.

If you haven't shop around, always make sure they are not selling you things you do not want, you want an itemized list of things the policy is covering and how much it costs each month. If you don't have to have it either by law get rid of it. Short of the coverage you want.

Also recheck for a better rate with other companies every 6 months.

Also if you have a family member that has served in the military check into USAA from what I have seen they are hard to beat on rates.

[–] • 0 pt

I am under 25. I'm probably going to call my insurance agent and see why I'm getting charged what I am. I'll probably check around with other car insurance companies and see what they can offer me if I can't get my price down with who I have. I have a grandfather that served in the military. Would I be able to use that through USAA?

[–] • 1 pt

Its possible call your grandfather. Ask if he has USAA

[–] • 0 pt

I doubt it but I'll ask. He can probably figure something out

[–] • 1 pt

Have you tried the general?

[–] • 1 pt

I just did and it gave me a quote for what I have now

[–] • 0 pt

That's the cheapest actual insurance I know of

[–] • 1 pt

If you're in Canada get your gender legally changed to female. You might also get much cheaper insurance for an RV or motorbike, though I'm not sure if that's only when you have a car on the same policy.

[–] • 0 pt

Sadly I'm American with 1/8 Canadian heritage