The joggers, and those that think like them, will blow it on the usual crap. Me, I'd pay off my debts and start house hunting and weapon training. $1 million isn't enough for fuck you money, but it solves lots of problems and would make me financially independent which the bankers would hate. If I buy in the right spot, I'd be able to just build heirloom furniture to replace the flat pack shit from Ikea and use that money to pay for everything else. This of course ignores inflation.