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[–] 2 pts

I don't pay cash most of the time. My current ride I financed at 2%, at that rate it's free money. 800+ credit scores come in handy.

Might as well take advantage of these crazy low rates.

[–] 1 pt

Aye.

It's nuts though. Many people don't even blink at paying 8% or more for a car. That is insane. Especially when terms of up to 7 years are attached to these notes.

Theres a reason financial education isn't taught in schools

[–] 0 pt

If that's APY, then inflation may be fucking higher. That's ridiculous.