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The lenders know the risk and our currency is debt based and meaningless. Makes me curious why more people don't build good credit and buy things that can be sold for cash like jewelry and gold/silver?

The lenders know the risk and our currency is debt based and meaningless. Makes me curious why more people don't build good credit and buy things that can be sold for cash like jewelry and gold/silver?

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I've read many stories about debt collectors calling on the day of or soon after the funeral insisting your kids/etc need to settle up!