Why not just carry hollow points and carry a marked mag with AP ammo? 9mm can do it all and almost zero crimes apprehended have body armor involved.
They're fantastic at punching through car doors and windshields as well. Either way I'm carrying a .380 now as my daily. Little pocket rocket.
I too, carry 9mm kurz. I can nail them in one on top of another with .380, but 9x19 is a bit tougher to shoot accurately.
There is better shit out there but some hydra-shok is some all round goodness.
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